Our in-house team synthesizes scientific research and translates them into easy-to-digest content for you to get educated on the latest health and healthcare information.
A high deductible health plan (HDHP) is a health insurance plan with traditionally low premiums but higher deductibles. Other types of insurance plans, such as PPO, POS, HMO, and more, can still be classified as an HDHP, depending on the deductible of the plan.
It may be challenging to decide if your cough is worth going to the doctor. You should consider the severity of your symptoms and how long they have lasted before deciding whether to see a medical professional.
Intrauterine devices (IUDs) are an effective form of reversible birth control. Before getting an IUD, it is important to be informed on the types, risks, and potential side effects.
With new variants emerging, at-home COVID-19 tests are becoming more widespread within various drug stores. However, their costs have remained an issue for many Americans. In general, health insurance companies do not cover the cost of an at-home COVID-19 test.
Without insurance, the cost of a flu test can be expensive, averaging $134.80. This price can be influenced by the cost of the provider visit and further treatment and services.
You might need stitches if you have a cut that bleeds enough to soak through a bandage and keeps bleeding even after you apply direct pressure for 5 to 10 minutes. You will likely need to go to an emergency room to get stitches if your cut is extremely deep, spurting bright red blood, and has torn edges.
Most major medical insurance covers the cost of many preventative and diagnostic lab tests due to the Affordable Care Act. Without insurance, lab services can become costly. Contact us to learn more about how much you can save on labs. Lab tests not covered by health insurance are often considered unnecessary such as genetic testing or at-home drug tests.
If you are experiencing a serious change in your health or a medical emergency, you should consider visiting the emergency room. Some signs you may be in a medical emergency include trouble breathing, a broken bone, or a head injury.
Offering health insurance is not required if you run a small business with less than 50 full-time employees, but can boost retention and the health of employees. Some options to provide health benefits to restaurant employees include a restaurant association plan, SHOP coverage, an HRA, Care membership plans, or additional stipends.
In recent years, healthcare price transparency has become a national priority to help spur competition between providers and drive down costs, while improving the quality of care. These initiatives offer a great starting point but still lack in providing patients clarity of their healthcare costs.
Urgent care is often cheaper than going to the emergency room for basic services and non-emergency care. The average urgent care visit costs patients $80 to $280 while the average emergency room visit costs $2,200 without insurance.
At-home COVID-19 tests, called rapid antigen tests, are a quick, convenient way to test yourself for COVID-19. However, these tests are not perfect. At-home COVID-19 tests detect about 85% of positive cases on average.
