How Much Does Medi-Share Cost?

Medi-Share is a non-profit, Christian-based medical expense-sharing program. Medi-share works by relying on members to take care of one another through financial contributions, as well as prayer. Medi-Share has qualities similar to traditional insurance, such as a deductible and premium (the monthly share amount). It costs $50 to apply to Medi-Share, and there is a $120 one-time membership fee with the first monthly payment. 

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The Cost of Medi-Share

The cost of Medi-Share depends on your AHP, state, marital status, family size, and age.

Application Fees & Up-Front Costs

It costs $50 to apply to Medi-Share, and there is a $120 one-time membership fee with the first monthly payment. The member would also deliver another one-time fee of $2 to set up the “sharing account.”

Annual Household Portion (AHP)

Members can choose their AHP, and the cost ranges between $1,000 to $10,500. It is the annual amount a household will contribute to its medical bills before participating in bill sharing with other members.

For example, if you select a $3,000 AHP, you will be responsible for a total of $3,000 of eligible medical bills before your bills are published for sharing by other members.

Doctor Visits & Hospitalizations

If you visit a Medi-Share covered provider, it would cost about $35 for doctor visits and hospitalizations and $200 for emergency room visits. Telemedicine visits do not cost anything. The rest of the bills would be submitted to the PHCS for additional payment consideration.

What Medi-Share is

Medi-Share is a non-profit, Christian-based medical expense-sharing program. Members share in each other’s health expenses. Members place their monthly share (similar to a premium) into one large sum, which is technically a credit union account. Those with expenses use that money to pay their bills.

In this guide to Medi-Share, we break down:

1. How Medi-Share Works
2. What Medi-Share Covers
3. The Cost of Medi-Share
4. Pros & Cons
5. Frequently Asked Questions