Best Healthcare Options in Texas
Healthcare helps protect you from high and unexpected medical expenses. Finding a way to get healthcare coverage or pay for your medical expenses is vital to maintain your health and well-being. To find the best option in Texas, you need to evaluate your budget and the type of coverage you need. Some of the best health insurance options Texas'sinclude MyBlue Health Silver 405, Friday Catastrophic, and Golden Rule Supplemental Insurance.
No one should avoid medical care because of the cost. Healthcare can be a significant expense for many people, and Mira can help you out. For as little as $45 per month, Mira members get access to low-cost urgent care visits, up to 80% off over 1,000 different medications, and same-day lab testing. Put your health first - sign up for Mira today.
Best Healthcare Options in Texas
Texas has an extensive list of healthcare options and resources. Some things you may want to consider when picking your plan are the health conditions it covers, the cost of the deductible and copays, and how long the plan lasts.
We looked at all of these factors for you and came up with a list of the best healthcare options available in Texas. We broke this list down by the type of plan you may be looking for:
- Best for Families: MyBlue Health Silver 405
- Best for Individuals: Friday Catastrophic
- Best for Freelancers: Mira
- Best for Short-Term: Golden Rule Supplemental Insurance
- Best for High Expected Costs: Blue Advantage Gold HMO 206
MyBlue Health Silver 405: Best for Families
Health insurance plans can be categorized into different metal tiers depending on the level of coverage they offer and the monthly premium cost. Buying health insurance for your entire family can be difficult because of the cost, but luckily silver plans provide more affordable prices than other tiers. Specifically, we found that the Silver 405 plan from BlueCross BlueShield of Texas is the best option for families looking for health insurance.
Based on our research, a family of three would have a total monthly premium of approximately $1,105.51. The deductible for each family member is $3,550. Note that these numbers may change depending on the number of dependents, the age of you and your partner, and any preexisting medical conditions. In addition, there is a $0 copay for primary care physician (PCP) visits and other medical services, which is especially beneficial for families.
Silver plans are the only available plans that come with a cost-sharing reduction variation, making them an excellent and affordable choice. According to ValuePenguin, this MyBlue Health plan is the cheapest silver plan option on the Texas health insurance market. It provides excellent benefits for your family at an affordable cost.
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Talor graduated from Penn State University with a B.S. in Biobehavioral Health, and minors in Spanish and Diversity & Inclusion in May of 2022. She has a passion for health equity and diversity in health. In the future, Talor hopes to work in public health policy reform to help eliminate health disparities. She enjoys reading, cooking, and listening to podcasts in her free time.