5 Best Travel Health Insurance in 2024

With summer just around the corner and travel restrictions lifting worldwide, vacation season is quickly approaching. However, in this pandemic era, having safeguards and access to healthcare services is of utmost importance. Before traveling, deciding whether or not to purchase travel health insurance should be a top priority.

This article will provide you with a list of the best travel health insurance options and supplemental add-ons to standard marketplace plans. 

About Travel Health Insurance 

If you have a federal health insurance plan or want extra protection while you travel, you should consider signing up for a travel insurance plan before your trip. Travel insurance gives you one-on-one help in emergencies with 24-hour assistance hotlines and can aid you in finding interpreters or arranging for family members to fly to your bedside if needed. Travel insurance with emergency medical benefits covers medical and dental emergencies and emergency transportation to or from a care facility.   

Overall, travel health insurance provides you with several benefits and peace of mind when traveling. Having travel health insurance allows you to receive care as soon as possible when medical emergencies occur and safeguards your trip in case of baggage loss, severe weather impacts, or emergency evacuations. 

Travel Health Insurance Coverage Details

The majority of travel health insurance plans last for one year from the start date, which should be the departure day of your trip. Travel health insurance helps cover the cost of unexpected illness, medical conditions, or injury that occurs while you’re out of your home state or country. 

Here is a list of some of the most common medical emergencies covered by travel health insurance:   

• Broken Bones
• Heart Attacks
• Strokes
• Emergency Dental Procedures
• Medical Evacuations
• Emergency Transportation
• Emergency Repatriation

Like traditional health insurance, most travel insurance plans have a set deductible. Usually, they are around $250 and must be paid before the insurance coverage kicks in. However, it's important to note that this number can vary depending on your plan. Furthermore, as the deductible decreases, the maximum coverage amount could also decrease.