Can I Get ObamaCare if I am on COBRA?
Now that the open enrollment period has started, it's important to know your options for enrollment and things to consider if you are currently enrolled in COBRA Insurance. Under the COBRA guidelines, you cannot have an additional Obamacare or ACA plan while still enrolled with COBRA.
Enrolling in Obamacare with COBRA
According to the COBRA insurance database, individuals who are already enrolled in a COBRA plan cannot enroll in an additional plan through the ACA. You must drop your COBRA plan to sign up for an ACA-based plan. Then you must be eligible to sign up for ACA care during the open enrollment period, November 1, 2022 – January 13, 2023.
Outside of the option enrollment period, there are a couple of stipulations that must be met for you to switch from a COBRA plan to an ACA enrollment:
- You have used up all of your COBRA coverage (the plan is expiring)
- Have a qualifying life event (QLE) that makes you eligible for a Special Enrollment Period
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Originally from Houston, Texas, Alexandra is currently getting her Master's in Public Health with a health policy certificate at Columbia University. One of her life goals is to own her own art gallery!