Health Benefits As An Amazon Flex Contracted Employee

Generally speaking, Amazon flex employees make $18-$25 an hour but receive no health benefits. This is because you are classified as an independent contractor. Therefore, Amazon is not required to provide you with health insurance. However, there are many options for you to have both affordable health coverage and a flexible job as an Amazon flex driver.

Amazon Flex Employees

Amazon flex employees are considered independent contractors and work on their own schedule to deliver packages for Amazon. Amazon flex employees are also known as amazon delivery drivers. The company advertises the job as a great way to earn extra money at your convenience. The Amazon Jobs website lists eligibility criteria as:

• Being 21 years or older
• Having a valid U.S. driver’s license
• Having a mid-size or larger vehicle

As an independent contractor of Amazon, you are not provided with health benefits. Independent contractors are 1099 workers, freelancers, and independent workers. 1099 workers are not classified as traditional “employees” and therefore do not receive the same benefits as W-2 employees. 

In most cases, independent contractors have much greater flexibility when it comes to their schedule, as boasted by Amazon as a perk of the job. 1099 employees will usually need to provide their own supplies for employment, an example being how you must have your own vehicle for this job. As an Independent worker, you are responsible for filing your own self-employment tax returns. If you earn over $600 in the respective tax year you will have the 1099-MISC tax form issued to you by Amazon. 

Auto insurance is the only form of insurance provided to you as an Amazon Flex employee. Amazon requires you to have and maintain personal auto insurance but the company also provides you with Amazon Commercial Auto Insurance Policy at no additional cost. The Amazon auto insurance policy includes:

• Auto liability coverage
• Uninsured motorist/under-insured motorist coverage
• Contingent comprehensive and collision coverage

Amazon’s auto insurance policy only covers you when actively driving for Amazon. JT Legal Group has researched and outlined the extent of Amazon’s auto insurance as follows: As of now, their auto insurance policy covers $50,000 in damage to your vehicle. You can receive up ot $1 million in injury protection and damage coverage if you are ina  crash with an uninsured or underinsured driver. For other situations, you can receive up to $1 million in liability coverage.