Lab Tests Cost With and Without Insurance - Updated 2024
Lab testing without insurance can be a costly expense. 3 factors could influence how much a lab test will cost:
- Type of Test: Basic tests like blood glucose or cholesterol checks are generally more affordable than specialized tests like biopsies or genetic screenings.
- Location: Costs can vary significantly based on whether the test is performed at a hospital, a standalone lab, or a clinic. Generally, hospitals tend to be more expensive than standalone labs.
- Insurance: Insurance coverage plays a significant role in determining the out-of-pocket expense for the patient. Depending on the plan, insurance may cover a significant portion of the cost or require patients to meet a deductible first.
If you don't have insurance or have a high deductible, Mira has member-only rates that are 2-3x lower than the rates negotiated by insurance companies or paying out of pocket. Learn more.
Top 10 Most Popular Lab Tests' Costs Without Insurance
Without insurance, lab tests can range from $108- $1,139, depending on the combination of tests and panels. If a patient needs multiple tests, the costs will likely be thousands of dollars. Blood test costs typically depend on the facility you get tested at, your health plan, and your location in the United States.
These are the out-of-pocket price ranges of tests for an individual without insurance:
1. Blood Tests
| Test Name | Cash Price |
|---|---|
| Basic Metabolic Panel | $25 |
| Comprehensive Metabolic Panel | $31 |
| Lipid Panel | $39 |
| CBC w/ diff | $35 |
| Hemoglobin A1C | $58 |
| Iron Profile | $174 |
| Vitamin D, 25-Hydroxy | $242 |
| Vitamin B12 | $120 |
| Ferritin | $112 |
| C-Reactive Protein (CRP), High Sensitivity | $75 |
2. Hormonal Tests
| Test Name | Cash Price |
|---|---|
| TSH | $94 |
| Free T4 | $117 |
| Free T3 | $250 |
| Testosterone, Total | $65 |
| Estradiol | $224 |
| Progesterone | $142 |
| Cortisol | $60 |
| DHEA-Sulfate | $214 |
| FSH | $65 |
| LH | $134 |
3. Infectious Disease Tests
| Test Name | Cash Price |
|---|---|
| HIV-1/HIV-2 Ag/Ab Combo | $168 |
| Hepatitis Panel (Acute Viral - HAV, HBV, HCV) | $120 |
| Lyme Disease Total w/ Reflex | $38 |
| Helicobacter pylori Antibodies (IgA, IgG, IgM) | $435 |
| RPR (Syphilis Screening) | $39 |
| Chlamydia Trachomatis, AMP | $179 |
| N. Gonorrhoeae Ampl, Urn | $179 |
| Urine Culture, Routine | $82 |
| Stool Culture & Sensitivity | $259 |
| TB TEST CELL IMMUN MEASURE (Quantiferon TB Gold Plus) | $336 |
4. Specialized Tests
| Test Name | Cash Price |
|---|---|
| NMR Lipoprofile with Insulin | $93 |
| ANA, Direct | $100 |
| Thyroid Antibodies | $204 |
| MTHFR | $100 |
| D-Dimer | $67 |
| Lupus Anticoagulant Comprehensive | $483 |
| Alpha-Fetoprotein Serum | $190 |
| Gynecologic Pap Test with HPV | $313 |
| Chromosome Analysis, Whole Blood | $1,338 |
| Drug Test Prsm Shem Anlyzr | $285 |
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Khang T. Vuong received his Master of Healthcare Administration from the Milken Institute School of Public Health at the George Washington University. He was named Forbes Healthcare 2021 30 under 30. Vuong spoke at Stanford Medicine X, HIMSS conference, and served as a Fellow at the Bon Secours Health System.