How To Get Health Insurance Without a Job

If you do not have a job, there are other ways to get insurance without relying on an employer. If eligible, you can sign up for a Marketplace plan or participate in federal health insurance programs such as Medicare or Medicaid. Alternative options such as care membership plans or short-term health insurance options may also suit your needs. 

Mira offers an affordable health coverage alternative for just $45 per month. No more expensive monthly premium. With Mira, you get access to doctor’s offices and urgent care visits for just $99 and up to 80 percent discounted rates on over 1,000 prescriptions. Try Mira today!

How to Get Health Insurance Without a Job in 4 Steps

Whether you are unemployed, a freelancer or nomad, an individual with disabilities, or are pregnant without health insurance; you have options outside of relying on an employer-provided health plan. You can apply for health insurance through the Marketplace, which will also determine your eligibility for federally-funded programs such as Medicare and Medicaid, or consider alternatives to insurance. 

Alternatives to health insurance such as short-term coverage, fixed-indemnity plans, or care memberships may provide you with supplemental coverage, or a means to access preventative care. You may also consider Association Health Plans, which provide group health insurance to those sharing a common interest, such as freelancers or those of religious affiliations.