Income Limit for Medi-cal 2024 Is $20,783 For Single Adults
Misconceptions about Medi-Cal
- Medi-Cal is only for unemployed people: This is not true. Many employed individuals with low income are also eligible for Medi-Cal.
- Medi-Cal only offers limited health services: Medi-Cal actually provides a comprehensive set of services, including preventative care, chronic disease management, and emergency services.
- Only U.S. citizens can apply for Medi-Cal: Non-citizen legal residents, including permanent residents, refugees, and asylees, can also qualify for Medi-Cal.
Income Limits for Adult Medi-Cal 2024
What does it cover: preventative care, primary care, family planning, mental health and substance abuse, emergency services, dental and vision, and prescription?
| Family Size | Gross Income Threshold (138% FPL) |
|---|---|
| 1 | $20,783 |
| 2 | $28,208 |
| 3 | $35,632 |
| 4 | $43,056 |
| 5 | $50,481 |
| 6 | $65,330 |
| 7 | $72,754 |
| Each Additional Person | Add $7,425 |
Income Limits for Pregnant Individuals in 2024
Full-Scope Medi-Cal: Offers complete health coverage, including prenatal, labor, delivery, and postpartum care, plus dental and mental health, before, during, and after pregnancy. The Medi-Cal Access Program (MCAP) extends coverage for a year post-pregnancy.
Coverage: Provides essential health services, including dental and mental health, for pregnant individuals without legal residency in California, during pregnancy and for a year after.
Presumptive Eligibility: Allows immediate access to health coverage for pregnant individuals while their Medi-Cal application is being processed.
| Family Size | Gross Income Threshold (213% FPL) |
|---|---|
| 1 | $32,078 |
| 2 | $43,538 |
| 3 | $54,997 |
| 4 | $66,456 |
| 5 | $77,916 |
| Each Additional Person | Add $11,460 |
Coverage Eligibility for 0-18 Kids & Adolescents
California offers very generous coverage for kids, separate from adult coverage. If you and your partner are not eligible for Adult Medi-Cal, your kids might still be eligible for CCHIP.
The CCHIP program has a much higher income threshold than adult Medi-Cal. It is common for parents to be covered under ObamaCare and for kids to be covered under Medicaid (Medi-Cal CCHIP).
IMPORTANT: I am eligible for Covered California (subsidized plan), can I decline Medi-Cal for my kids and keep them under the same plan? Unfortunately, in California, if your kids are eligible for CCHIP, that would be their option. If you decline CCHIP, you can still add them onto your current plan, but at the full cost.
| Family Size | Gross Income Threshold (266% FPL) |
|---|---|
| 1 | $40,060 |
| 2 | $54,371 |
| 3 | $68,682 |
| 4 | $82,992 |
| 5 | $97,303 |
| Each Additional Person | Add $14,311 |
Get affordable doctor copay without paying insurance premiums
Join 39,000 people and get Mira, the best alternative to traditional insurance. Enroll and use immediately. Plans start at only $45/mo.
Khang T. Vuong received his Master of Healthcare Administration from the Milken Institute School of Public Health at the George Washington University. He was named Forbes Healthcare 2021 30 under 30. Vuong spoke at Stanford Medicine X, HIMSS conference, and served as a Fellow at the Bon Secours Health System.