Oscar Health Classic Bronze vs. Fidelis Care Bronze - Which one is best?

As Open Enrollment season approaches, many individuals are comparing various health insurance options and evaluating the best fit for themselves. There are 4 plan categories (or metal levels) within health insurance, in this comparison, we are analyzing Oscar Health's Classic Bronze plan and Fidelis Care's Bronze plan.
 

What do Bronze Plans include?

Bronze health plans usually have lower monthly premiums compared to the other medal categories, but the highest costs when you get care (for example, high copays, and coinsurance costs). Bronze plans must include 10 essential benefits.  

Is a bronze plan the right fit for me?

With each metal, you'll want to look specifically at what the plan offers. If you choose a bronze plan, overall you'll pay about 40 percent of your health care costs, and your insurance company will pay about 60 percent. Silver, Gold, and Platinum plans cover more costs but also have varied monthly premiums and other costs/benefits.

A bronze plan may be ideal for you if you don‚t seek care very often but want to protect yourself from large bills that may be a result of serious illness or hospitalization. 

If you have a bronze plan your monthly premiums will be lower but you will need to pay some healthcare costs that aren‚t covered by the insurance company. 
 You can learn more about the metal tiers, and other information on choosing the best health insurance here.