What Organizations Can Help Me Pay For My Medical Bills?

Especially in the United States, medical bills can be incredibly burdensome for low-income families or individuals. Although health insurance can be highly costly, several government programs and independent organizations can assist you with health costs.

1. Medicaid and CHIP (Children’s Health Insurance Program) 

Medicaid provides free or low-cost health insurance to lower-income individuals and children. However, specific eligibility requirements must be met for coverage to be received. Factors such as annual income, location, and household size are considered during the application process. You can use this link to determine your eligibility. You can apply through the health insurance marketplace or your state’s respective Medicaid agency. 

2. Extra Help  

Extra help is an extension of Medicare intended for lower-income individuals that qualify for Medicare. The Extra Help program specifically lowers the costs of prescription drugs by cutting down costs for Part D of Medicare. Extra help is also an application-based program; you can apply here.

3. The PAN Foundation

The PAN Foundation is an independent organization dedicated to helping underinsured individuals with chronic or life-threatening conditions access medications and care. The PAN Foundation partners with healthcare providers, donors, and pharmacies to provide affordable care for underinsured individuals. You can apply for a grant via their online portal if you are eligible. There are multiple types of grants, including co-pay, health insurance premiums, transportation, and renewal grants. If received, these grants help pay for out-of-pocket costs for a 12-month period.